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What are you earning on your current CD or Money Market Account?

Ditch the Low CD Rate

Compare your current rate with the available

Multi-year Guaranteed Annuity rates


CURRENT MYGA RATES *

3 YEAR RATE  2.45 %  *

5 YEAR RATE  3.10 %  *2 


It’s no secret Bank and Credit Union CD rates are low right now  (some as low as .80%) and the long term forecast is they may not be going up anytime soon. So why buy a new CD or renew a current one coming due at these historic low rates when there are viable alternatives

Low Bank and Credit Union CD rates are two great reasons that now is the perfect time to consider safe guaranteed returns from Multi-year Guaranteed Annuities (MYGAs) issued by insurance companies. 

Schedule an appointment to review which product fits your needs.

Kiplinger Retirement Article:   Low CD rates 

Turned off by Low CD Rates? Consider a Fixed Annuity

This is intended for information purposes only and should not be construed as advice. Please contact us to review your personal investment situation.

Read the Kiplinger Article Here - Will open to a new window

PROUDLY SERVING OUR CLIENTS SINCE 2002

Call today to schedule a no-obligation complimentary phone call or meeting: 888-743-1943

CLICK HERE TO OPEN OUR APPOINTMENT CALENDAR AND SET YOUR PHONE CALL OR ZOOM MEETING
Paul D Schrette- President Financial Advisor

Paul D Schrette- President Financial Advisor

North Idaho Office:

1875 N Lakewood Dr.  Suite 102

Coeur d' Alene,  ID  83814

pschrette@schretteandlee.com 

Joseph V Lee- Vice-President Financial Advisor

Joseph V Lee- Vice-President Financial Advisor

Central Idaho Office:

1407 16th Ave

Lewiston,  ID  83501

jlee@schretteandlee.com

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*1 Guarantees are backed by the financial strength and claims paying ability of the insurer.

*2 3 & 5 year ($10,000 minimum for both qualified and non-qualified funds)

Fixed Annuities are not FDIC insured. Penalty for early withdrawal.

MYGA Rates are current and are subject to change at any time. 

By Schrette & Lee Wealth Management        


(MYGA’s have a minimum premium requirement-check with us on current minimums per term length-most are $10,000 minimums).

 MYGA rates are subject to change by the insurer at any time. The rates quoted above may not be available when you call. Ask us for current rates and terms.